On April 4, 2022, Highlands County experienced significant weather damage. There were reports of large hail falling from the sky. The hail caused damage to commercial buildings, vehicles, houses, and trailers. At Seth M. Alper, P.A. we deal with residential and commercial property damage and insurance claims.
It is critical to timely submit your claim to the insurance company. The insurance company is required to acknowledge receipt of your reported claim within 14 days after the time you communicated the claim. The insurance company may require you to submit sworn proof of the loss. Do not rely on your insurance company’s estimate for your damage. Insurance will try to minimize the amounts they have to cover.
Additionally, as an insured, you have a duty to mitigate damages. Make and document emergency repairs that are necessary to prevent further damage. Keep all receipts and take photographs or videos of the damage before and after any repairs to provide to your insurer.
It is also vital to read your insurance company. If you have a right to repair clause in your policy, you are required to use your insurance company’s vendors. Our firm works with estimators, public adjusters, and contractors that can provide you with an accurate picture of your damages.
When you hire Seth M. Alper, P.A., we explain your rights and options, prepare the necessary paperwork, negotiate settlements, and litigate your case in court. Call today to discuss your claim.